A few common auto insurance myths dispelled | 21st Century Car Insurance

26 Янв 2015 | Author: | No comments yet »
Toyota Century II

Fact vs. fiction: A few common insurance myths dispelled

Century Insurance realizes are numerous auto insurance that exist out there. mistaken assumptions often consumers to make uneducated like purchasing the wrong of policy, not getting enough — or worse yet — not the car you really want.

So how do you know to believe? Here are a few common myths that will you tell fact from

Myth #1: The color of my car helps the price of my insurance (by far the most auto insurance myth).

people feel that the of their car — especially red will help determine the of the premium. However, factors matter most when the price of your policy year, make, model, type, engine size and age of car, as well as the drivers on policy.

Myth #2: If someone is driving my car and they get into an — their insurance cover the damages.

If your friend gets an accident while driving car, you could be held responsible for any damages. In most the auto insurance policy covers the vehicle — policy — is considered to be the policy that will any damages caused by an accident. if your policy limits are too low and not cover all the damages, there is the that the driver’s insurance may have to pay the remainder. This is to your state’s insurance

Myth #3: My insurance policy cover everything including from fire, vandalism and


Toyota Century II

Your auto insurance has different types of coverage. you choose to include Comprehensive which is optional (but we recommend including it), it pay for damages caused by an event than a collision, such as: theft, vandalism, weather floods, etc.) and collisions animals. For more information on of coverages, please visit the Information Resource Center at

Myth #4: When I receive a ticket, my insurance premium up automatically.

Although it may happen, one does not automatically mean rate will increase. are many factors that into what may happen a speeding ticket, including: How you were going, the nature of the your driving history and how you’ve been insured your company.

Myth #5: I only need the minimum insurance coverage for my

The minimum requirement in most is for your car to have liability with the minimal amount of However, that amount of may not cover all the damage costs you caused in an accident. If it doesn’t, and you are in a lawsuit, your assets may be

Toyota Century II
Toyota Century II
Toyota Century II
Toyota Century II
Toyota Century II

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